Duitwise
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FIRE Calculator

See when you can reach Financial Independence and how long your money may last.

Step 1 · About You

You can still keep working after this – this is your Financial Independence age target.

Used for a simple “fund lasts till” estimate.

Step 2 · Lifestyle & Returns

RM

We’ll inflate this to your retirement age based on your inflation assumption.

%
%
%

3–4% is a common range for long retirements.

Step 3 · Current Savings

RM
RM
Include EPF/KWSP estimate in your FIRE assets

Optional · EPF Estimate

RM
RM
%

Historical EPF dividends are around this range, but not guaranteed.

🛡️ Private & Anonymous

We do not store your personal financial data. No logins, no servers, no tracking. All calculations are processed locally in your browser.

Duitwise is a brand of a financial platform that is not regulated by Bank Negara Malaysia (BNM). This webpage is not an offer and does not constitute or form part of any offer, recommendation, invitation or solicitation to purchase any financial product or subscribe or enter any transaction. Interest rates and promotional offers displayed on this platform are subject to change and may vary by institution and campaign period. For the most current and accurate information, including any ongoing promotions or special offers, please visit the respective banks' official websites or contact them directly. This webpage also does not take into account your personal circumstances, e.g. investment objectives, financial situation or particular needs and shall not constitute financial advice. You should consult your own independent financial, accounting, tax, legal or other competent professional advisors.